API
REST API
Trigger payments, check statuses and manage transactions directly from your application.
CEMAC payment infrastructure
One gateway.
One gateway.
All your payments.
Connect your e-commerce websites, mobile apps and business software to XFIN, a payment infrastructure designed to simplify transactions across the CEMAC region.
REST API
Mobile Money
Visa / Mastercard
Split payment
SMS & OTP
Signed webhooks
One infrastructure, many uses
XFIN turns the complexity of payments into a simple integration.
A shared payment layer for applications that want to offer a modern transactional experience without rebuilding their entire infrastructure.
Mobile MoneyRegional payments
VisaCard payments
MastercardCard payments
API + WebhooksDeveloper integration
↗
Payment Links
Generate shareable payment journeys for the web, mobile or your communication channels.
QR
Dynamic QR
Offer QR-based payment journeys tailored to use cases compatible with the XFIN ecosystem.
✓
Webhooks
Receive transaction events and automatically synchronize them with your system.
Beyond simple payment collection
Features built for real-world business journeys.
XFIN goes beyond simple payments: your application can rely on advanced, ready-to-use building blocks.
⇄
Split payment
Automatically split a payment between several Mobile Money beneficiaries, by percentage or fixed amount.
₣
Change refund
Electronically refund change to your customer after a transaction, with no cash handling required.
ID
KYC verification
Verify the identity of a Mobile Money account holder before a transaction to secure sensitive journeys.
%
Dynamic fees
Check the fees applicable to an operation before triggering it, for full transparency on the customer side.
✉
SMS & OTP verification
Send transactional SMS or one-time verification codes directly from your application.
🌍
Multi-country & multi-operator
List the available countries and operators to dynamically adapt your payment journey.
≡
History & export
Filter your transactions by status, type or period and track every reference end to end.
⚙
Sandbox environment
Test your integration end to end in a dedicated environment before moving your application to production.
Ready-to-use modules
Connect your online store in minutes.
XFIN offers payment modules for the leading e-commerce platforms, so you can integrate Mobile Money and card payments without writing any code.
Ps
PrestaShop
Install the XFIN payment module from your PrestaShop store admin and offer Mobile Money and card payments right at checkout.
Wc
WooCommerce
Add XFIN as a payment method to your WordPress / WooCommerce store and collect payments directly from your checkout funnel.
Os
osCommerce
A dedicated payment module for osCommerce to connect your existing catalog to the XFIN infrastructure.
API
Custom platform
Your CMS or in-house build isn't listed? Integrate the XFIN REST API directly into your purchase journey.
🚀 Early access
xFin Portal Android app
Take your xFin Portal with you everywhere: configure your applications, manage your API keys, track your accounts, transactions and payouts from your smartphone. The Android app is available now in early access, ahead of its release on the Play Store.
- Configure your applications and access rights
- Track accounts, transactions and payouts in real time
- Notifications for key events in your business activity
Download the APK
Beta version — Android 8.0 or higher. Enable "Unknown sources" to install.
Developer integration
Built for developers. Designed for integrators.
Your application authenticates with XFIN and keeps its own transaction reference. XFIN handles tracking the payment lifecycle.
POST /v1/payments
{ "operatorCode": "AIRTEL_MONEY", "buyerPhoneNumber": "07XXXXXXXX", "amount": 25000, "appTransactionRef": "ORDER-2026-00125" }
01
Application keysEach integrated application has its own API authentication credentials.
02
Business referencesKeep your own order references and easily reconcile payments.
03
Statuses & transactionsCheck a transaction's status or browse the history directly from your integration.
04
Secure eventsWebhooks are signed so your server can verify their authenticity.
Payment journey
From your application to confirmation, in a few steps.
01
Your application
Your website or software triggers a request.
02
XFIN API
The request is authenticated and processed.
03
Payment method
Mobile Money or card, depending on the journey.
04
Confirmation
The customer confirms the transaction.
05
Status
The payment progresses through to its final outcome.
Use cases
One infrastructure for all your digital projects.
From a startup's first payment to a full business platform, XFIN provides a common foundation.
Online stores
Collect payments for your orders directly from your website and reconcile transactions with your references.
Mobile apps
Add a payment journey to your Android, iOS or hybrid applications.
Business solutions
Connect ERPs, platforms, marketplaces and professional software to the same infrastructure.
Digital platforms
Build transactional journeys tailored to your service models.
Physical retail
Run XFIN behind a ready-to-use checkout and payment solution.
Custom projects
Work with our team to define the payment architecture suited to your business.
Payment methods
Mobile Money and card payments.
XFIN's current infrastructure supports the following channels for enrolled applications.
Airtel Money
Mobile Money payments via the operator integration available in XFIN.
Moov Money
Mobile Money payments for supported journeys.
GIMAC
Payment and QR journeys compatible with the XFIN ecosystem.
Visa / Mastercard
Card payment journeys via a secure payment link.
Payment Link
A link can be generated and sent to the customer depending on the integration scenario.
24/7
Infrastructure designed to support your transactional journeys around the clock.
Documentation
The XFIN guide for developers & integrators
Find everything you need to know about the XFIN infrastructure in a single document: API features, integration journeys, e-commerce modules (PrestaShop, WooCommerce, osCommerce) and contact details.
Download the guide (PDF)Contact
Have an integration project in mind?
Tell us about your application, your business and your payment needs. Our XFIN team will get back to you directly.
Emailcontact@xfin.pro
AddressBP 521 – Libreville, Gabon
Phone+241 76 26 88 45
Opening hours
Mon–Fri: 8:00 AM – 5:30 PM
Sat: 9:00 AM – 1:00 PM
Let's talk about your project
Want to integrate XFIN into your business?
Are you an online merchant, software publisher, startup or company looking for a payment gateway for your projects in the CEMAC region? Our team will review your needs and support you.